Another piece of advice I always give is to buy 1 ounce of PHYSICAL silver each month and keep it until the day you retire. In the long run you will have profits. You will not easily sell the silver for other purposes (very important), so you will have your own retirement capital, even if it is a relatively small sum of money. If you are 20 years of age, you have lived for 240 months and you should have 240 ounces of physical silver. One ounce of silver costs now more or less $20, so you should not feel the buy in your budget, even if you have to buy two ounces for the next 240 months, because you started too late with that idea.
I don’t beg for friends so whether you speak to me or not I really shirtAvoid advertising. What ever they told you, the only purpose of advertising is to seduce you to spend your money on their stuff that you nine out of ten do not need anyway. I have a television that can stop and delay the broadcast. I stop at the beginning of the advertising and 7 minutes later I wind fast forward. Window shopping is also a form of advertising A penny saved is a penny earned. Many, if not most spending vs. saving decisions occur in the small moments of life, at the pennies level.